Client Wins, Case Studies & Property Deals We've Secured — All In One Place
📈 We’ve helped hundreds of clients build wealth — here’s a look behind the curtain.
This page is proof — not promises.
First-time buyers. Repeat investors. SMSF strategies. Off-market deals. Value add potential. Million-dollar outcomes.
This is what it looks like when strategy meets execution.
✅ Equity gains of up to $425k+
​✅ Off-market deals secured with no competition
✅ Properties delivering strong rental returns and long-term growth
✅ From first-time investors to repeat clients purchasing 3-4 times
✅ Properties with value add potential
✅ Properties purchased through Self Managed Super Funds
We look forward to connecting — let’s make your time count.

Some of Our Buyers Agency Property Deals

Equity Gains That Build Lasting Wealth for Our Clients

📈 Off Market Deal: Bank Valuation of $897K in 3 Years — 33% Gain, Averaging 11% Per Annum

We purchased this first interstate property off-market  property for these clients, with zero competition.

✅ Purchased for $675K, negotiated $5K reduction for building and pest

✅ Bank valuation (June 2025): $897,000

✅ Market rent (June 2025): $700/week

✅ 600sqm block, located in a tightly held pocket with very few similar properties on sale

🤑 $177,000 Equity Gain in 2 years, 35% Increase On Purchase Price

These clients were already experienced investors in NSW and QLD, and this was their first purchase in South Australia.

✅ Purchased for $502,000 in July 2023 — bank valuation: $679,000 (June 2025)

✅ Rented for $480/week, with current market rent around $530/week within 2 years from purchase

✅ Block size: 659sqm with future development potential

✅ Value add potential with bathroom and kitchen renovations

🏡 $237,000 Equity Gain in 2 Years — 48% Growth on Purchase Price

Our clients were existing property investors looking to expand their portfolio in a rising market. We secured this property in a competitive multi-offer scenario.

✅ Purchased for $494,000 in February 2023 — bank valuation: $731,000 (June 2025)

✅ Rented for $530/week, with current market rent around $630/week in 2 years from purchase

✅ Block size: 703sqm

✅ Prime location close to the beach, golf course, and hospital

🏠 $265,000 equity gain in 4 years, 46% increase on purchase price [Last Cheapest House in NSW]

Our clients were existing property investors wanting to purchase their next property within metro Sydney. We managed to secure the deal working closely with the selling agent to ensure it was a win-win outcome for the vendors and our buyers

✅ Purchased for $575,000 in April 2021 — bank valuation: $840,000 (June 2025)

✅ Rented for $375/week, with current market rent around $500/week in 4 years from purchase

✅ Block size: 575sqm 

🏠 $92,000 equity gain in 4 months - 38% annualised return, minutes from the mall and the beach

These clients were existing property investors looking to add their next asset — with a focus on both cash flow and capital growth.

✅ Purchased for $710,000 in February 2025 — bank valuation: $802,000 (June 2025)

✅ Rented for $670/week | Block size: 582sqm

✅ Value-add opportunity with new carpets and garden clean-up

✅ The agent had two prior deals fall through due to finance. Our clients were seen as strong and reliable, giving us leverage to secure the deal ahead of others. We negotiated quickly — cancelling future inspections and locking it in.

🧱 $190,000 Equity Gain in 2 Years — 36.5% Return From Settlement

These clients were experienced property investors looking to purchase interstate. This time, they wanted an established home — not a brand-new build.

✅ Purchased for $520,000 in March 2023 — bank valuation of $710,000 as at June 2025

✅ Initial rent: $480/week | Block size: 595sqm,

✅ Rental growth: Rent increased to $580/week within 2 years post-settlement

✅ A strong example of long-term capital growth and yield increase in a well-chosen metro location.

📍 $126,000 Equity Gain in 12 Months — 28.70% Increase From Settlement

These clients were experienced property investors looking to purchase interstate. Since Property Twins Team have helped them secure two investment properties

✅ Purchased for $439,000 in December 2022 — bank valuation of $565,000 as at February 2025

✅ Initial rent: $540/week 

✅ Within proximity to the beach, shopping mall and train. Located in a high growth corridor

Proven Results for First-Time Property Investors

🔆 High-Growth Suburb: 33% Capital Growth in 18 Months, 400m to Train Station

These first-time property investors were looking for a set-and-forget opportunity in a well-connected suburb. The property was secured in a competitive multi-offer situation — now returning strong rent and equity increase.


✅ Purchased for $721,000 — bank valuation of $958,000 at 18 months post-settlement (June 2025)

✅ Rent: $650/week | Block Size: 484sqm

✅ Negotiated $10,000 post-building and pest inspection — paid by the sellers directly into the property manager’s trust account at settlement.

💰 75K Increase In Equity Within 7 Months Of Purchase

These first-time property investors were working within a constrained budget for Queensland — yet we  secured a quality off-market deal thanks to Property Twins' agent relationships.

✅ Purchased for $651,000 — bank valuation: $726,000 (June 2025, 7 months post-purchase)

✅ Rent: $560/week | Block Size: 728sqm

✅ Close to the beach with key infrastructure projects in the region that will drive further capital growth

🏡 $60K Equity Gain in Just 3 Months

Low-maintenance, high-growth purchase for first-time investors

These first-time investors were after a set-and-forget property in a tightly held location with long-term appeal and strong fundamentals.

✅ Purchased for $705,000 — bank valuation: $765,000 (June 2025, 3 months post-purchase)

✅ Rent: $560/week | Block Size: 375sqm

✅ Located near parks, schools, lifestyle hubs — and in high demand with owner occupiers

🌱 $129K Equity Gain in 16 Months From Settlement — With Land Banking Potential

These clients had been searching for years but were stuck in analysis paralysis. We helped them secure this property in a multi-offer scenario — unlocking both immediate equity and future development potential.

✅ Purchased for $641,000 — bank valuation: $770,000 (June 2025, 16 months post-purchase)

✅ Rent: $600/week | Block Size: 736sqm

✅ Land banking play with future potential, supported by relaxed SA development rules

🎯 Below Market Value Deal - $70K Value Increase Within 6 Months

These clients were entering the market for the first time. Property Twins negotiated a below-market deal with instant equity — similar homes were selling in the mid $700Ks.

✅ Purchased for $675,000 (fully renovated) — bank valuation: $745,000 (May 2025, 6 months post-purchase)

✅ Rent: $650/week | Block Size: 527sqm

✅ Prime location near the beach, hospital, train, golf course, and key infrastructure driving long-term capital growth

Strategic Self Managed Super Funds (SMSF) Property Deals

📍SMSF Purchase in Growth Zone: 745sqm Block Secured for Future Land Banking

This repeat client wanted to diversify their investment strategy within their SMSF, and we sourced a well-located, spacious property in Victoria to support their long-term goals.

✅ Purchased for $615,000. Rent at purchase: $480/week

✅ 745sqm block, ideal for land banking and long-term capital growth potential

✅ A repeat finance client we’ve helped multiple times with finance

🏠SMSF Purchase: $183,000 Equity Gain in 18 Months

These clients were purchasing an investment property through their Self-Managed Super Fund. A smart set-and-forget acquisition in a location popular with owner-occupiers.

✅ Purchased for $785,000. Rent at purchase: $600/week

✅ Bank valuation (June 2025): $968,000 — 18 months post-purchase

✅ 607sqm block, low-maintenance home

✅ Clients returned for their next investment property (finance + purchase)

🧱 SMSF Deal in Sydney: $135K Equity in 12 Months

Repeat finance + BA clients now working on their 4th property in just 2 years.  These clients were existing finance and buyers agency clients at Property Twins. For their SMSF, they wanted something solid in Sydney — and this delivered both capital growth and minimal maintenance.

✅ Purchased for $1,115,000 | Rent: $795/week

✅ Bank valuation (June 2025): $1,250,000 — 12 months post-settlement

✅ 375sqm block, low-maintenance home

✅ Now in the process of securing their 4th investment property within 2 years of starting with Property Twins

🧮 SMSF Deal in Brisbane: $236K Equity Gain and 41.76% Growth in 3 Years

53 buyer groups came through this property — our clients secured it in a multi-offer scenario, gaining approx. 13.92% annual growth since purchase.

✅ Purchased for $565,000 | Rent: $450/week at purchase

✅ Bank valuation (June 2025): $801,000 — 3 years months post-settlement

✅ 622sqm block, low-maintenance home

✅ Rent increased to $510/week as at May 2025

High-Growth Off-Market Deals With No Competition

🔍 Off-Market Deal: $112K Equity Gain in 15 Months

These first-time property investors were working within a constrained budget for Queensland — yet we  secured a quality off-market deal thanks to Property Twins' agent relationships.

✅ Purchased for $670,000 — bank valuation: $782,000 (June 2025, 15 months post-settlement)

✅ Rent: $600/week | Block Size: 656sqm

✅ Negotiated off-market access through Property Twins’ agent network, avoiding bidding wars

🧭 From Doubt to Confidence: First-Time Investors Secure Below-Market Deal for $665K

These interstate clients were looking for a high-growth, set-and-forget investment to build long-term wealth.

✅ Purchased for $665k (fully renovated)

✅ Rent: $550/week | Block size: 530sqm

✅ Secured off-market with no competition — comparable properties were selling for over $700K

✅ Located near key infrastructure and sought-after schools, in a tightly held owner-occupier area

💰 From Uncertainty to Strategy: $45K–$50K Equity Increase in Just 6 Months

This SMSF client came to us unsure whether strong returns were even possible. After using our spreadsheet and reviewing their numbers together, we mapped out a tailored strategy — then sourced and secured an off-market property aligned with their goals.

✅ Purchased for $705k on a 670sqm block

✅ 5 minutes drive to the beach, positioned in a capital growth corridor

✅ Off-market deal secured before any other investors

✅ Comparable homes are listed for ~$750K+ just 6 months after purchase

Repeat Clients, Repeat Results — That's Trust Earned

🔥 Repeat Clients Snap Up Rare Opportunity: Immaculate Property in Sought-After Location

These interstate buyers returned to Property Twins for their second investment — secured within 2 years of their first settlement.


✅ Purchased for $765k — immaculate home with no work required

✅ Rent: $640/week | Block size: 463sqm

✅ Agent had a previous deal fall through — creating a rare opportunity

✅ Prime location near parks, schools, and lifestyle amenities — high demand from both owner occupiers and tenants

📐 $177,000 Equity Gain In 18 Months Of Purchase

This is a second purchase for repeat clients, now ready to secure their third investment property

✅ Purchased for $647k — valuation of $824,000 (June 2025, 18 months from purchase)

✅ Rent: $650/week | Corner Block | Block size: 699sqm

✅ Property Twins leveraged their strong relationship with the agent to secure this property ahead of 10 other offers

✅ Prime location near the beach, golf course, train and the local hospital

🚀 $100K+ Price Increase in 7 Months — A Big Win for Our Clients

We’d previously helped these clients with finance. This time, they returned to us for buyers agency support — and we secured this property ahead of 11 competing offers.

✅ Purchased for $725k — similar properties valued at $800–850k (7 months post-purchase, June 2025)

✅ Rent: $630/week | Block size: 505sqm

✅ Secured in a competitive market using data-backed pricing strategy — beating 11 other offers

✅ Prime location near beach and shopping mall, within a proven high-growth corridor

🔑 First-Time Investors & Repeat Clients: Secured in a Competitive Multi-Offer Market

Long-time finance clients of Property Twins (since 2019), these clients trusted us to secure their first investment property in 2025 — and we delivered in a highly competitive market.

✅ Purchased for $612K — secured after navigating 10 competing offers and 46 buyer groups through the property

✅ Prime location with direct access to major highways connecting to Melbourne CBD

✅ Successfully secured in a competitive market where our clients were supported every step of the way


🔁 Repeat Clients Secure Another Growth-Ready Property in a Fast-Developing Corridor

Purchased in one of Australia’s fastest-growing city councils. This marks the second interstate purchase completed by Property Twins for these clients.

✅ Purchased for $571K | Rent: $435/week | Block size: 300sqm

✅ Immaculate property requiring no work, functional floor plan with multiple living zones

✅ Strategic location with access to major infrastructure, new schools, and healthcare facilities

Capital Growth Deals With Value-Add or Land Leverage

🔨 Renovation Opportunity: $68K Below Valuation in Tightly Held Suburb

We helped this client purchase a large family home $68K under bank valuation — with strong rent, low vacancy, and upside via simple cosmetic upgrades.

✅ Purchased for $965K — bank valuation: $1.033M at purchase (March 2025)

✅ Existing new kitchen + bathrooms | Value add required: Paint + carpet | 698sqm block

✅ Suburb median: $1.16M | Neighbouring suburb median: $1.6M

🪙 Secured Before First Open: $120K+ Equity in 14 Months

Returning clients looking to expand their portfolio long-term. We secured this 712sqm block before the first open home — despite 200 enquiries and 20 competing offers.

✅ Purchased for $535K — bank val: $658K (14 months)

✅ 712sqm land with long-term development upside

✅ 1.1% vacancy in tightly held WA corridor

✅ Strong yield: $500/week with growth upside

🏘️ Corner Block 803sqm + $425K Equity Gain in Under 4 Years

This client had previously purchased a house and land package. This time, we helped them secure an established home on a large corner block — with future development potential.

✅ Purchased for $540K — bank valuation: $937K (4 years, 3 months later)

✅ 803sqm corner block with future land bank potential

✅ Rent increased to $585/week as at June 2025

✅ We secured next-door property for this client two weeks later, creating a combined holding of ~1,400sqm

💰 $400K+ Equity Gained — Recently Purchased Property #4 for These Repeat Clients

These clients have just secured their fourth property. The Property Twins team assisted with both finance and buyers agency.

✅ Purchased for $431K — current estimated value: $850K - 900K (5 Yearslater)

✅ 680sqm block with future land banking potential

✅ High-yield investment: $570/week rent with a 0.4% vacancy rate

✅ Early-mover advantage in a tightly held growth corridor

Here’s what others experienced after doing the same.
MAHMOUD A.
Sydney, NSW
From unsure to settled — with full support through every step.
RICHARD K.
Sydney, NSW
Zero time, big goals — we made it easy to move forward.
PANKAJ K.
Sydney, NSW
Relatable, trustworthy, and strategic — not your average advisors.
✅ Proof of What’s Possible: Hear from Our Clients
Scroll down to see how Property Twins has helped people like you

Minh 
🏠 First Time Property Investor

“I highly recommend them to anyone looking for a buyer’s agent who is not only professional and knowledgeable but also genuinely invested in helping their clients achieve the best outcomes.”

Kathy D
🏢 Multiple Property Portfolio

“Thank you Mona, and your team for delivering again, another great result.”

Venkata
💼 Self-Managed Super Fund Purchase

“Whether you’re just starting out or already on your property journey, they’re the team you want by your side.”

Rk
📈 7+ Investment Property Portfolio

“Love your work Property Twins team. Keep it up.”

 P Kumar
🏠 First IP + Long-Term Client Since 2019

“Highly personalised and stress-free — we wouldn’t hesitate to work with them again.”

Muhammad Azim
🔑 Used Our PAF™ Strategy — Secured IP2

“Their dedication, working tirelessly with us to craft the winning offer, was impressive.”

Femina
📍 SMSF Purchase Done Right + Now Secured IP2

“They found a property that matched all my requirements — in a great location.”

Katherine R
💡 Two Properties In Just Over A Year

"They will have me knocking again"

Ibrahim
✅ Structured Finance & First Investment Secured with Confidence

“Unmatched Attention to Detail — The Whole Experience Was Smooth and Stress-Free”

Mahmoud
✈️ First-Time Interstate Purchase

“We wholeheartedly recommend Property Twins to anyone looking for a reliable, knowledgeable, and results-driven team.”

Kelvin
🔁 Repeat Client Over 5 Years

“We are grateful to have you!”

JASA
🛠️  First Time Property Investors

"We felt looked after with the communication, knowledge, and attention to detail that they have shown. We would love to work with them again! We highly recommend them!"

John & Sharon
🔄 Refinanced Home + Bought IP1 — Now Onto IP2

“They tailored the approach to us and explained every step with clarity.”

Greg
🎯 Unlocked Equity + Purchased First Investment Property

““We’ve taken a huge step forward in building our portfolio and improving our financial position.”

Hocine
🧱 Repeat Clients Since 2021 - Finance Done Right

“An Absolute Pleasure — Clear Advice, Great Service, and Results”

Venkat
💰SMSF Success Backed by Expertise and Local Advantage

“We were impressed by their professionalism and thorough understanding of the market”

Richard
💼 Structured Finance to Save Tax & Minimise Risk

“True professional and subject matter expert..."

Here are more successful results from our clients....
The Property Twins were recommended to us by a friend who had recently refinanced his investment loans through them successfully. At first we were sceptical as we had contacted quite a few mortgage brokers over the past few years and no one wanted to help us. After our first initial contact with Mona from the Property Twins we knew that they were different from other companies we had dealt with. They were above the rest and had extensive knowledge of the industry.

To be honest when we first met the Property Twins we were stuck. With lending changes over the past few years we had struggled to refinance our investment properties and had been making principle and interest repayments on four of our investment properties, which was greatly affecting our cash flow. 

The Property Twins have done so much for our family. Since our initial conversation with Mona, she was able to create a strategy for us based around our goals. Mona presented all the options available to us and gave us the right information so we could make the right decision suitable to our goals. 

We wanted to create greater cash flow so we could pay off our owner occupied property within the next 3 years. The Property Twins have helped turned this dream into reality. They have refinanced our investment loans to interest only repayments for the next 3 years, which will allow for this extra money to pay off our own home.

We had talked with other mortgage brokers over the years, but no one could create a strategy to help us like the Property Twins have done.

Throughout this process, the Property Twins have been right there with us. From emails to phone calls, Mona was always available and no question was ever too silly or too hard. Everything was handled quickly and efficiently. Mona made us feel very relaxed and her advice and help throughout the process has made this experience very easy. 

The Property Twins work with you to achieve your goals and we would not hesitate to recommend them to anyone we know. A big thank you to Mona and the team!! 

- Renee & Col
We were looking for a competent investment advisor as we were trying to consolidate our loans and find a better deal to pave our way to increase our portfolio. We got lucky to come across Property Twins during our search on various investments forums.

We contacted Mona and she was very responsive even in our initial consultation when we were still unsure and were making up our mind for the next steps. She gave us quite a lot of time to discuss our goals and did a thorough analysis of our existing loans structure and suggested multiple options to restructure our loans in a better way.

She made sure that she search the best deal for us to move our mortgages to a new lender. That definitely resulted in us now saving a good amount of money per month that we can use towards our next investment plans.
Mona is a great listener, very friendly and extremely professional. Her ever smiling face makes her instantly look approachable and we found it very easy to discuss our goals with her.

We are looking forward to work with her again as we plan to buy our next property and we would definitely recommend Property Twins to our family and friends”

-Tariq & Ammara
Before meeting Property Twins, we have just purchased our home and have decided to use properties as a vehicle to build wealth.

Property twins helped us to restructure and refinance our current home loan. Sana also helped us with the strategies to utilise our home loan towards investment properties. Sana gave us tips and hints along the way as we were working with her on our finances. We were able to have a good loan structure in place to support the purchase of 2 investment properties within 2 weeks apart.

Sana was very helpful and easy to talk to. We felt confident with her knowledges and we felt that we could trust her and would like the opportunities to work with her. Sana gave us directions of how the loan should be structure and Sana also gave us a forward plan to achieve our goals. We felt engaged throughout the process.

Sana and her team always on point and were very clear with their communications. We felt looked after and very impressed with the care shown throughout the process. We are thankful for the follow ups and updates that Sana and her team provide.

We would not hesitate to recommend our friends and families to work with Property Twins in the future. We felt very lucky to have met Sana in our property investment journey and will continue working with her in the future.

- Cris & Lee
We actually stumbled upon PropertyTwins via a social site somehow – from memory, I think it was ‘YouTube’ while we were looking for some answers on key questions related to our home mortgage (situation back then). We started doing some research on this. We watched a few YouTube videos from Mona & Sana – straight away we knew they are very well educated and know their stuff really well, and we quickly got in touch with them. In nutshell, we liked their way of doing things from the very start – things ticked for us without any hesitation.

All the way from the start (couple of years ago) to our current situation – PropertyTwins have been absolutely fantastic!! We dealt with Mona, she has been amazingly great from the very start. We built trust with Mona from 1st chat that we had with her, since then our relationship and trust with PropertyTwins has only grown stronger!! Before PropertyTwins we have had used other brokers (including bank brokers), however the prime difference we noted was PropertyTwins offers a holistic approach and provide us with long-term strategy and solution to our banking and broking needs with some key advice. With PropertyTwins – we quickly realised we were not just in for a single home re-finance strategy rather we were in, to embark on a long-term journey of property investing with a hope of creating wealth over the coming years.

Dealings and process:
We felt Mona and her colleagues at PropertyTwins are really open and transparent as they always look to assist us with our queries. As we are in Victoria, however, for our dealings with them, their physical location in Sydney (NSW) has not been any barrier at all. Their service to us has been of impeccable professional standards.

Lastly, we wanted to say that Mona and Sana at PropetyTwins are not just knowledgeable but very humble too!
We are grateful to have met with Mona and Sana. We appreciate them for their wonderful nature and wisdom. We wish them every luck in future as we look forward to keeping working and building upon on our relationship with Mona and Sana - for many decades to come.

- Amy and Lal
I saw an advertisement on Facebook one day about Property Twins and started to follow them, read their post and articles. At that time, my husband and I have already engaged with 'a broker' which is referred by a friend. In terms of Finances, ours was a bit different (perhaps I would say its not a straightforward/vanilla scenario). We only have very little savings and some other credit facilities all at the same time. Very nervous around how this impacts our Loan Application and the fact that I feel I could not get a 'realistic plan' with our existing broker - I decided to message Mona Ali via Facebook, and the journey with Property Twins began.

Fast forward 6 months, our land got registered - my husband and I have just completed signing off the Loan Offer document as I write this testimonial =). I had to shed tears of joy the moment I received a call from Mona informing about the successful loan approval. She and the team work tirelessly, answering our questions/emails/messages late nights. They are very detailed assessing our application (which makes us more and more comfortable), defending our situation to the bank, providing a realistic and workable plan, providing honest feedback on what can/cannot be achieved, walking us through various finance options that suit our financial situation and serviceability and future proof our finance strategy moving forward.

We feel that they treat us as a valuable client by genuinely helping us and truly understand our situation, show us options available for us to get through the property market as a first step. We didn't feel belittle - not even a single instance.

We really look forward in our next dealing with Property Twins and have them as one of our trusted advisors :) We couldn't be more happier with the service that they provided. :)

- Florieart and Mitch
Property Twins managed our mortgage refinance seamlessly from start to finish, and we would definitely recommend them to our friends and family.

We had the goal of consolidating two mortgages into one. Mona delivered exactly what we wanted, and found us a great deal.

Mona’s expertise, efficiency and attention to detail throughout the entire process allowed for a very smooth refinance and resulted in an outcome that has put us in a much better financial position. Mona kept us updated along the way, giving us comfort that we were in safe and competent hands.

Thanks again! Hope to work with you again in the future.

- Sam & Kelly
We were looking for a competent investment advisor as we were trying to consolidate our loans and find a better deal to pave our way to increase our portfolio. We got lucky to come across Property Twins during our search on various investments forums.

We contacted Mona and she was very responsive even in our initial consultation when we were still unsure and were making up our mind for the next steps. She gave us quite a lot of time to discuss our goals and did a thorough analysis of our existing loans structure and suggested multiple options to restructure our loans in a better way.

She made sure that she search the best deal for us to move our mortgages to a new lender. That definitely resulted in us now saving a good amount of money per month that we can use towards our next investment plans.

Mona is a great listener, very friendly and extremely professional. Her ever smiling face makes her instantly look approachable and we found it very easy to discuss our goals with her.

We are looking forward to work with her again as we plan to buy our next property and we would definitely recommend Property Twins to our family and friends

- Pooja & Subbu
Hey Mona,

Hope you are doing well.

We are excited to let you know that we have reached the final stage of build for our 1st IP.

We would like to take this opportunity to appreciate you and the team's efforts and in helping us reach where we are today with our financial goals.

We were lucky to find you online when I was doing some research about my 1st investment property.

Your knowledge about mortgage restructuring, debt recycling and everything related to loans is impeccable.

Your proposed strategy would obviously help us pay-off our PPOR loan sooner than expected. Once again, all thanks to you and your knowledge.

From day 1, we found you and your team's communication were spot on with constant follow-up and no panic whatsoever.

We have had so many discussions, where all our questions were answered with utmost patience and there is always a new thing to learn from those discussions. You have always kept us informed with what is happening with our queries and all of them were resolved to perfection.

We thought our settlement would be a roller coaster as this is our 1st land and build type of purchase, but it went smoothly as if nothing happened but all is done to perfection.

We are so thankful that we came to you for our 1st IP purchase and loan restructuring. We will recommend you to anyone who needs a mortgage and we know it will get done.

Stay safe,

Anjan & Bindu
Back in 2019 our Buyers Agent referred us to Mona and her team at Property Twins and we could not have done what we've done without her and her team. We were looking for a broker that specialised in property investment and could structure our loans to kickstart our investment journey and allow us to grow quickly to achieve our goals.

Since joining we've refinanced our principal place of residence which enabled us to extract equity and kickstart our journey to go on to buy 2 investment properties in a relatively short period of time. Mona's expertise allowed us to benefit from a 90% LVR with LMI waivers which significantly reduced the amount of capital we needed to have upfront.

Before we joined the Property Twins our previous mortgage broker was just trying to tick a box and they failed to explain a few critical areas which made our experience in buying our first property very stressful. Ultimately we had to go with a 2nd tier lender to get started and looking back now on that experience it clearly showed that they lacked the connections with major lenders.

Working with Mona and her team has been seamless and they always gave us regular updates throughout the credit approval process, took the time to explain the options available and were always available to discuss over the phone. We are super thrilled with the results we've achieved so far thanks to Mona and her team and look forward to working on many more property transactions in the future to continue growing our portfolio.

- Craig & Susan Donaldson
In a nutshell, excellent service and Mona from the Property Twins team; went extra mile to deliver the desired result. Highly recommended.

We were in touch with Mona of Property Twins in early November 2019; prior to that we had been in contact with 3 other brokers. With the initial consult, we were actually confident that we found the right person for the job. We were trying to buy an investment property in Sydney and this would be our 2nd investment property.

Mona listened today us; formulated the right loan structure for us and went the extra mile to provide us LMI waiver for 90% LVR which greatly help us with our borrowing power. Subsequently, we were able to successfully buy our 2nd investment property with the right valuation and got unconditional approval for this purchase within the cooling off period and currently awaiting for the settlement to happen in March. 

We greatly appreciate the Property Twins team for their hard work and highly recommend their services to fulfill your property investment journey.

We also wish great success in the business endeavour of the Property Twins.
 
- Pritom and Nandita
Before we were referred to the Property Twins we were so lost about the process of getting into the real estate game!

Mona was able to facilitate meetings to get the ball rolling and even stayed in touch with us while we saved our deposit to buy our house (over a year). Knowing that we were still in their minds before we had even signed anything to go with them was able to reassure us that they had our best interests at heart. We also found Mona relatable and down to earth with meetings being casual in the beginning prior to talking finances.

The twins assisted us in purchasing our first house (investment for now but in the foreseeable future to move back interstate and live in) and both my partner and I are very grateful we chose the Property Twins to assist us in our purchase. We even live interstate from the house we purchased and the twins! And that was not an issue for them what so ever. From recommending a conveyancer for us to having many a question which Mona was always quick to respond to, we are stoked with our choice of choosing the twins to help us to buy our first house! We will be sure to recommend the Property Twins to all our friends!”

- Darren & Monique
We were looking for a broker but had not found one we were happy with. A lot of the brokers were telling us to wait and not giving us the right or enough information.

Property Twins gave us very detailed information to help us understand exactly what we were getting ourselves into. They provided answers to our questions in a very swift manner so we were able to make decisions quickly. Property Twins customised the information to fit our situation.

We got a property we love within our budget and the process was smooth and efficient.

There were moments we were unsure and confused and Property Twins provided us with information that helped us make a confident decision. Whenever we were confused and unsure we would pose the question to Property Twins and get a quick response that helped us get to our decision with confidence.

They are very knowledgeable with lots of experience, excellent communication and follow up even after the loan. The whole process is not complicated and helped us make one of the biggest decisions in our lives a lot easier.

- Sheila & Daniel
We were following the property twins Facebook page for quite some time but we were confused and didn’t know where to start. We bought our PPOR 4 years ago and were quite busy in the daily routine and not able to spend time working towards the IP.

When we finally decided to meet property twins everything started with the question WHY? What is our long term property investment strategy is and what we want out of it? Luckily we were clear with our strategy, Mona and Sana first guided us and structure our existing mortgage so we use that tax effectively and also tap on equity from our PPOR.

We also used property twins as our buyer agent as we know they have very extensive experience as a buyer agent, running this successful business for almost 10 years or so and having a good track record of helping other people in achieving their goals.

The result is brilliant and within 2 weeks of engagement as buyer agent we finally able to narrow down our purchase with property twins. Mona and Sana were on standby and as soon as any info comes they promptly updated us. Mona and Sana do have very strong connections/links in the property market and due to which everything from Conveyancing to handing over to the property manager went very smoothly.

The process of engagement is very well defined, smooth and efficient. They always responded to us on time when we're confused and unsure. We also learned quite a lot from them and made good connections during this process which make us more comfortable and confident in our purchase.

I like to say if you're unsure from where to start then you should set up an initial discussion call with property twins based on your situation and needs they deliver what is best for you. You will also amaze at how easy and smooth this process is.

- Abdul
Thank you very much to the Property Twins, in particular Mona and Sana.

We have had the pleasure of working with their team for the restructuring and refinancing of our portfolio, to enable us to purchase another investment property. Our experience in dealing with the Property Twins has been absolutely amazing. The comforting nature and more importantly the knowledge and expertise that Mona posses, which I know is typical of the whole team, has been so very well received from Donika and myself.

To give a little more context to our experience to date with the Property Twins, Donika and I are a family of 5, with 3 young boys. We have a reasonable amount of property investment experience, in that we have purchased and sold property over the years. We have also garnered a fair amount of investment knowledge throughout this process, however the intricacies around money finance and borrowing is where the Property Twins have helped us immensely. Our early investments were simply about getting a deal across the line, with not a lot of attention to correct finance structuring. This had started to influence future borrowing capacity, to a point where we were beginning to hit a road block in our journey.

After an initial no obligations zoom call with Mona, we realised how much she could help and positively influence our investment journey. The Property Twins have a wealth of knowledge and experience, but more importantly care about the client and their aspirations and know how critical it is to get your finance structured correctly and your asset selection right. Mona helped us reset and realign, to ensure we could continue on investing successfully. She also gave us confidence that our plans of property Investing to create a passive income to replace our wages, was heading in the right direction. I think it is also worth mentioning, that in the current global climate and the volatility around money, Mona has set us up to be better prepared for any "rainy days" that may be on the way.

To anyone who is invested in purchasing property, I highly recommend engaging the professional services of Mona and Sana. With no hesitation, I will be reaching out the Property Twins to assist with our next acquisition.

- Mathew & Donika
Len and I were starting to think a lot about our financial future as we were concerned that our superannuation would not give us the financial security we were seeking. We had seen a Financial Advisor in the past who really was of no help so we did feel a little jaded. We had considered investing in a property and had been approached by some property investment company and when I started to research their approach, it sounded dodgy and probably not a solid investment. I did realise though once I started to research that there was so much to learn and this is when we decided to get some professional advice and how we found Property Twins.

Property Twins developed a property strategy based on our own situation and future needs and also helped us structure our loans. What I also found extremely helpful - the wealth of experience and knowledge of property investment due to having invested themselves. I would have found the entire process really overwhelming but due to Property Twin's experience, my many questions were always answered and allowed me to build my knowledge of property investment along the way too. It was very much a guided experience and what I needed at the time to get the confidence to invest.

Property Twins were able to leverage the equity out of our PPOR to allow us to start our property investment journey. In doing this, they also structured our loans so we can buy further properties which is something I would never have known to do without their expert advice. By doing this, we have been able to purchase two investment properties in two years. We plan to buy a third in the next couple of years once we save a little more.

We honestly felt that we were starting to invest too late in life (having started in our 40's) but now we feel really confident in our financial future and retirement. Quite simply, we could not have done this without Property Twins. Starting later in life, we knew we could not afford to make any mistakes and getting expert advice and guidance has made all the difference.

- Stacey & Len
Thank you for all your hard work, research, commitment and perseverance in getting an appropriate deal as my first investment property. It is certainly possible without you but it could mostly be a lemon which I would have landed if done myself. But with your help and knowledge, the right deal was stuck in a good location meeting my risk profile and future objective.

If it was not for Property Twins, I may have landed up with a Home&Land package deal and played the waiting game amidst pandemic building material shortage. Many wealth management teams forced me to believe that getting a Home & Land package is the best value for the buck with the best tax benefits. But you educated me on the pros and cons of home&land as well as buying an established property.

When others educated me on the benefits of a home & land package, your focus was to start with the basics by re-structuring the current finances/ home loan and then using equity to prepare an investment bucket which can then be used towards the investment property purchase. I never felt rushed into a deal when you could have easily been done, given my lack of knowledge in property investing, but you always worked towards the best interest of your customer which is the most significant reason why I would have anyone looking to get on investment property journey talk to you once before signing up a deal with other pioneers in this business or doing it themselves.

Talking about the Buyers Agency process, it was smooth, well thought through and truly transparent. Never have you denied responding to my queries, sometimes too naive, which again made the process fruitful. It took some time due to the timing of when the property search started but not even once I felt I would be tricked into just any property. For every opportunity, you shared the pros and cons, cash flow details and the location analysis which helped me understand what I would be signing up to. There was even a case where I thought of moving ahead to register an interest on a property that you shared which was not entirely ticking all the boxes but you went ahead and advised me not to move ahead stating the obvious reasons why, and that is another example of working towards the best interest of your client. In a nutshell, the BA fees I paid for your professional service are worth every penny

Finding an ideal property and not exhausting the funds helps me plan for the future and never would I think twice to call you for a possible second investment property. Keep doing the great work, and thank you again for finding me the right one, and not a LEMON

- PN
Before meeting the Property Twins, I had always been interested in buying property as a strategy to build financial security for me and my family, but I didn’t know where to begin to take action to start my journey. The prospect of learning it all on my own; how to negotiate with agents, correct finance setup, building my team around me etc and potentially making a mistake with a bad purchase decision on the wrong property were holding me back. I had previously spent a lot of time researching information online and ended up feeling completely overwhelmed before working with the Property Twins.

The first thing that stood out to me when I met Sana and Mona, was the time they took to get to know me and understand my goals. This included helping to provide a framework for me to gain clarity on my own goals and objectives, and then helping me to build a strategy around this, which really enabled me to achieve my goal of purchasing my first established property. It felt so reassuring having the Property Twins team behind me from start to finish, with their knowledge and experience.

The other thing that stood out to me as a client of the Property Twins, is that the relationship has never felt transactional, but is far more personalised, supportive, and encouraging than what I expected. Sana and Mona took a genuine interest in getting to know me and my goals and building a relationship with me as their client which was really reassuring when making such a big purchase.

I have found the Property Twins to be knowledgeable, encouraging, and a team of professionals who act with the utmost level of integrity. I would gladly recommend Sana and Mona to my friends and family (and have already done so) and have every confidence that they will also be provided with the outstanding service that I received.

Thank you so much Property Twins. I couldn’t have done it without you and I'm already looking forward to working with you again on my next purchase!

- Scott
Before we met Property Twins, we were patiently waiting for an off the plan investment property to be built, and we were seeking the services of a finance broker to assist us. With so many lenders and products available, we were looking for some guidance based on our circumstances.

We had previously worked with another two brokers in the past, but were not entirely happy with them – we felt we were just another “number”.

Sana worked with us right from the beginning, all the way through to settlement, with a very personal and professional approach. What we liked was that Property Twins get to know you first, who you are, where you want to be, and how you are doing in general to accomplish your goals. 

This understanding helps them to better set you up with the right strategy, products, loan structure, etc. We felt very easy and confident working with Sana and her knowledge definitely put us at ease. We felt we were in good hands at all times.

We are very happy with the lender and loan product we were referred to, and highly recommend Property Twins Finance. Thanks again Sana!

- Luis & Gabriella
I was just randomly scrolling on Facebook feed one day when the name Property Twins caught my attention and I decided to read further about them and their journey. Their story struck a chord and I felt that connection a lot with how inspiring their story has been from their humble beginnings up to where they are now. Without that connection, it's hard to trust anyone as we all know. 

Being first time home buyers ourselves, we felt really clueless which path to take and I've talked to few other finance brokers too but out of all of them, we've chosen to pursue our journey with the Property Twins. 

And I'm sure glad we did that because Mona & Sana been more than kind with their time shared, very helpful and thoughtful to our own circumstances and provided clarity every step of our way. At times when I felt anxious, even during the house hunting, Mona has been a good source of support and encouragement too. 

We truly appreciate that! Will forever be grateful to the Property Twins for leading us to a big milestone in our lives of owning our very first home in Australia! Thank You so so much!!! May you be continually blessed and reach greater heights for doing what you do best in helping people like us!  

– Josephine & Brian
We had been thinking about investing in property for a long time but we were uncertain how to begin. Every time we had explored the option we had been overwhelmed with uncertainty as we felt like we never had enough information to go ahead with confidence. 

After being recommended to the Property Twins through a friend we had an initial meeting and instantly felt like a strategy was being formed. We communicated multiple times and felt that the Property Twins had been the missing link that we had needed to enable us to move forward on our goals.
In a short time we were able to purchase our first investment property, and something that had always seemed too far out of our grasp had become a reality with ease. 

Not only did we achieve a long standing goal, the twins helped us to formulate a strategy to give us direction in achieving our future goals. With a clear path ahead of us, we now feel confident that we will be able to achieve more than what we had thought possible. 
 
–  Tom & Kim
When setting out to purchase our family home, we were conscious of not having a good mortgage broker on our team. The ones we had used previously did the job, but didn't impress us sufficiently to earn a recall. As our lives got busier and our needs more complex, we felt the need for someone we could trust as well as someone that was switched on with respect to the complicated and ever-changing landscape of lending. 

Enter the Property Twins. Mona and Sana took the time to understand our requirements and provided us with timely and useful guidance on the best way to structure our home loans. We were delighted by their efficiency and prompt response times; they worked well with us to get an expedited loan approval through, to meet the deadlines of a property we were tracking closely. We were also extremely appreciative of their forthcoming and impartial advice. 

All in all, we wouldn't hesitate to recommend them to anyone requiring similar services.

- Dylan & Swathi
We thoroughly enjoyed working with Mona and Sana and would recommend the Property Twins to anyone looking to begin, or further, their investment property journey. They provided invaluable strategic advice with our long term goals in mind and were incredibly responsive - making the process very quick and "user-friendly".

As Australian expats living overseas, we were faced with the challenge of the Australian bank's strict foreign lending rules. The result they achieved for us far exceeded our expectations.

We see Mona and Sana as trusted advisers and look forward to working with them on many more transactions to come.

- Todd & Alyzza 
The biggest challenge for us was getting finance due to being a foreign income earner and trying to get another pre approval for a second investment property, we were told that no bank would take us on due to the tight lending policy’s, and yes we managed to get a pre-approval through you guys which was a great surprise.

Mona & Sana have always been helpful and given great advice on structuring our plan to have a clear insight, so that we can build our property portfolio and having our best interests at heart. There is no beating around the bush with you two, everything is out in the open which is great when we are very new and vulnerable to making mistakes in the property market.

The Property Twins are great to work with they are both very helpful and have our best interest at heart, not only are they mortgage brokers but also savvy investors which gives us confidence when they give us helpful advice for what to look out for in purchasing a property, and how having a passive income through property investing will make retirement life a lot easier.

- Will & Amy
It's difficult to put into words just how grateful we are for the time and effort given to us by The Property Twins for our first home loan.
Being a young family not even two years in Australia, we had no guidance. We struggled to save for a deposit and through Facebook found the Property Twins. 

Their knowledge about home loans is like no other. They guided thoroughly from first step of saving deposit to acquiring our first home. This was the only way we could afford to make the transition from renting to home ownership.

The Property Twins' knowledge about home loans and their skills in numbers and accountancy helped us. In a period of few weeks we went from 'lifetime renters' to 'home owners' and this dream of home ownership would frankly not have been possible without the insight, dedication, problem solving, leadership and guidance from The Property Twins. 

They were there throughout the entire process from our loan application to settlement. Even after acquiring home loan, they gave us complete guidelines about controlling our flexible loan and managing it for developing future equities.

We are grateful beyond words and I give the highest possible recommendation to both Sana and Mona. Absolutely first class service 10 out of 10.

- Sana and Mohsin
Before we met the Property Twins, our dream of building a brand-new home was a very distant one. Our goal to set up our loan and have it structured correctly, to work in our favour for our future life goals and plans was quite off limits, our knowledge and understanding of what our hard work and savings was allowing us to do was very basic as well. We were at a standstill and we didn’t quite know how to go about things, this was until we were referred to the Property Twins. 

The Property Twins were able to make us understand exactly how our loan should be set up to suit our future life goals. They allowed us to make the most of our borrowing power. The Property Twins were very fast and efficient whenever we had questions and were always willing to invest their time into sitting down and chatting to us one on one to plan and talk things through. The Property Twins would explain things in a way that was easy for us to understand also. The Property Twins were always friendly and approachable and made us feel welcome and comfortable from our very first chat with them. They made the process very simple and they worked and planned around our life goal and future vision which for us personally was to build a new home and follow through with the purchase of an investment property.

The Property Twins showed us that what we wanted to do was achievable and we are currently in the process of working alongside them to achieve this for our family. They pushed very hard and would always keep us up to date with where things were at with our lender when we were going through the loan approval process. They were very transparent and informative as well. The Property Twins basically turned the impossible into the possible, as there were several curve balls and speed bumps throughout the process however they worked tirelessly to pull things over the line for us and we cannot thank them enough for what they did!

Because of the Property Twins, we have now been able to move forward with our plans of building our family home, the Property Twins have ensured that our loan will be set up in the best way to benefit our future financial needs. They were also able to negotiate a discounted interest rate with our current lender for our owner-occupied loan which allowed for additional savings to be made. The Property Twins have always had our best interest in mind and they work tirelessly to achieve nothing but the best results for their clients. Their service is second to none, they have a fast, proactive approach and they continue pushing and working hard for their client’s goals.

We feel that we have a very unique relationship with the Property Twins, we do not feel like we are only a “client” which makes our relationship with the Property Twins a more pleasant experience. We are not made to feel as though we are a hindrance if we want to ask a question in an email or call to discuss something over the phone. The Property Twins always give us their time and they always follow through with what they promise to do for us in a very quick time frame.

I would recommend the Property Twins to any family member, friend or colleague without giving a second thought! I believe their work ethic, their level of customer service and what they strive to achieve for their clients in comparison to working with the lender directly or another brokering service is significantly different – You should give them a call today!

- Katrina & Sargon Eshaia
For us the biggest challenge was finding someone willing to advocate and fight for us to get the best outcome for the loan and coordinating all parties to finalise our home purchase. It did happen as the Property Twins team ensured all parties were on the ball and working as efficiently as possible. 

The best part for us was walking into our home for the first time knowing that everything had been sorted and the only stress left was moving. When we recommend you to friends/family we would say that you are both very friendly, professional, easy to talk to, thorough and always ensured that the process ran as smoothly as possible.

- Immanuel & Jeanne
We would just like to thank both of you (Mona & Sana) for your help & guidance through the process of purchasing our first Investment Property.

We entered into this process with trepidation, as it was our first time. The guidance & understanding from both of you allied our fears tremendously. You guided us through each step & eased any fears we had. Any questions we asked, you answered & guided us through all the processes.. It made everything so much easier. 

We are confident, without your exceptional help, we would have not proceeded and have the fantastic result that we achieved.

We would & will highly recommend you & your Company without hesitation to our friends & anyone who asks for advice on purchasing Property. You have permission to publish this as a recommendation as you see fit.

With great thanks

- Marguerite & George

Property Twins have great insights on how property market works in Australia. They have actually built a property portfolio themselves, so all their knowledge comes from practical experience and not just by reading on forums and books. I believe, knowledge is the best gift you can give to someone. The Property Twins have shared a lot of their practical experience with us.

It would be a pleasure to introduce them to my best friend and just not to my best friend but anyone who wants to be in property market, either home or investment, we would suggest to touch base with the Property Twins once at least.

– Nishant & Arushi
Before meeting the Property Twins we wanted to begin building our property portfolio but didn't know where to start. We got in contact with Mona and since day one she has been phenomenal through her knowledge, provision and understanding of our goals. 

We choose to work with the Property Twins because of their experience in building a property portfolio and their track record of helping other people in achieving their goals. The results of their work were shown through a comfortable first property purchase as well as having key contacts within the property industry to help us along the way. 

We would recommend the Property Twins to not only investor but anyone wanting support and guidance in purchasing a property".

- Branden & Tiarn

Meeting clients in Sydney
Prior to meeting Property Twins, we were prospective first home buyers facing the daunting task of sourcing our own financing through the multitude of lenders and lending options. Mona and Sana were recommended to us and we could not be happier with the outcome. 

They talked through our current situation and future goals to identify the product best suited to our needs, then coordinated the entire process from start to finish. They were professional, knowledgeable and responsive to all questions and made us feel comfortable and informed every step of the way. 

The service provided by Property Twins went above and beyond and we will be recommending them to friends and family. We look forward to working together on subsequent purchases.

- Ashley & Brianna
Hi Mona,
I cannot thank you enough for your constant support and patience throughout our home buying journey. I must say that without your help, we would not have achieved what we wanted.

I don't think words do justice for what you've done for us, but here is my version.I will certainly recommend my friends and colleagues you way. 

It was early 2019 when we were preparing to enter the property market and as new first home buyer, we were quite daunted with the myriad of things to consider and evaluate so we get the best possible deal. Finance was one of them and we were feeling completely lost. We wanted someone who would look after our interest and hand-hold us through our journey. Made contact with the Property Twins and from the very first interaction we felt that we were on the right track.

From the very beginning Mona hand held us, explaining the complete process. Instead of just keeping it transactional and giving us a loan product, she interviewed us to explore our long term goals and kept reminding us of these goals every time we side-tracked or got carried away. With her help we now had strategy to achieve those goals. She was very prompt with all the paper work, getting us approvals on time and constantly following up with us on the progress of our house searches. During times when we needed someone to talk to she was always available and kept us on the right path.

 We went to hundreds of open homes and requested several property reports which were all sent to us promptly, she was always an email or phone call away 24x7. She gave us references for Building Inspectors, Solicitors all of whom were excellent and the best in their trades. Having a strong and capable team with us was really comforting. For the loan products itself she would clearly explain the pros and cons and ensure we are set up for success.

We could not have asked for more. We finally landed on our first home and are really happy that we have had support from the Property Twins. One great quality about Mona is that she would encourage us to think ahead. We are confident that with her continued help and implementing debt recycling strategies we will be on the path of success.

Our home buying journey took about 8 months. Mona was with us throughout the journey patiently guiding us every step of the way. We went through several periods of emotional turmoil, frustration, seeing the market that was at a low point pre-election and seeing it run higher after election, confusing property news in media, agent tricks and many more. Having the support from Mona helped us get through these while remaining focused on our goals.

Just like anything in life, you can do much better with a team than doing it individually. Having the right team who look after your interests is what defines the right outcomes. I would definitely recommend anyone in their home buying journey to have Property Twins on their side. Long term financial success can be achieved by looking at the bigger picture and having a strategy, not by just looking for the cheapest loan out there. This is what differentiates Property Twins.

- Adarsh & Shilpa
We were trying to move forward with our property portfolio by being able to purchase a family home. We were in need of help with refinancing current loans and working out what we were actually able to borrow to put towards the new home, whether the funds came from equity, savings or a new loan.

After researching different avenues we came across the Property Twins and decided to reach out and ask for some advice and information. After a prompt reply our journey with the twins had started.

After our first meeting we felt very comfortable and not pressured into trusting them with our financial direction.

Within a matter of days the twins had analysed our current position and had come up with a suitable way for us to finally purchase a new home.
The twins provided us with a very easy to read and understandable strategy around how the new loan structures would benefit us by using different loan types, equity pull and use of savings. Sana made this all very clear and made sure that we fully understood what we were doing and why we were doing it, Sana was there for us 24/7 whenever we had a question, needed advice or clarity.

The twins don't just find you the lowest interest rate, they find the best loan structure for your situation.

We have been able too purchase a new home as well as keep our current portfolio and dramatically save on repayments.

We would not hesitate to recommend the Property Twins to anyone as they have made what would normally be a very stressful and confusing process very simple.

We are so grateful that we reached out for help and were able to work with the Property Twins, we can not thank them enough for their time, efficiency, effort and knowledge.

- Jahnah, Matt and Koah Jack
Before we met The Property Twins, Justin and I were looking to buy our PPOR, a family home we can call our own. Over the previous years we'd been to a few different mortgage brokers but either didn't feel confident in the product they had found for us and/or were told we weren't able to borrow an amount we needed to buy in the area we wanted. We always found ourselves feeling disappointed.

We knew we had odds stacked against us for getting the loan we wanted - a really tight lending climate in light of the Royal Commission, 3 young dependants, only one full time income and an IP in Sydney that's value had dropped approximately $80k in a couple of years, but we approached The Property Twins to see if they could help us.

Upon my initial consultation with Sana, I knew we would be in good hands. She was straight talking, knowledgeable and was listening to our situation. I knew she was going to find a product that fit *us*, not one that simply had the lowest interest rate today. At that time we'd recently had a pre-approval accepted by a bank through a different broker. Had we found a property and gone ahead with that loan, we could have found ourselves in difficulties down the road (it was a cross-collateralised loan). I felt right from the beginning that Sana had the experience and expertise to guide us and would do so with our best interest at heart.

Communication with The Property Twins has been exceptional. Any queries we've had have been explained to us at length and in detail so that we fully understand what we are signing up to and how the process works. Sana has always been happy to email, text, call or video message whenever we have needed information or guidance. The Property Twins work tirelessly and have often been online at all times of the night and day.

Fast forward a couple of months and we're about to settle on a property we can call home. We are delighted! Sana and Mona were able to do for us in a few weeks what a number of other brokers haven't been able to do in the last few years. We understand the product we have signed up to. We are completely happy with the structure of the loan and we're confident that we have the flexibility and freedom to continue to use equity and savings to invest in property going into the future.

Throughout the process with The Property Twins, we have had a feeling of calm and confidence. We were sure that whatever Sana came back to us with after talking to the banks, that would be our very best option. It took away any fear or the feeling of 'guess work' when choosing the right product for us. We feel very lucky that we found Sana and Mona and can consider them a part of our team on our investment journey.

If you want peace of mind that you're looking at the right products to fit your specific situation, if you want personal contact that extends even further beyond excellent customer service, if you want the best of the best in mortgage broking and loan structure advice, speak to The Property Twins.

- Helen & Justin
When we decided to purchase our first home, we started looking around for a mortgage broker to help us in securing the required finances. From the internet research and discussions with friends we started getting the information about the mortgage brokers but felt there is something missing i.e. 'human touch!!', it seemed like dealing with broker is a mechanical process where you tell them what you want and they will work out the financial logistics for you as per your guidance.Whereas being new to this whole process, we wanted someone who can understand what we want and then guide us and help us throughout the process.

After reading through the Property Twins story, I dropped them a message and next day I got a call from Mona. What we liked immediately was that she was patient, wanted to know about us and instead of hurrying to secure a client she wanted to listen to our plans, short & long term, and recommend the way forward accordingly. From the day we got in touch with Property Twins, it took us good 8-9 months to arrange the initial deposit, find the property, arrange the loans etc and Mona has been our 'go to' person during this. 

She has been ever helping, guiding us throughout the process, be it pre-approval, final approval, completing the application & contract documents, following up with the bank for approvals & contract documents, recommending the solicitor etc. Knowing that you have a broker whom you can call without hesitation, asking sometimes very basic, sometimes even silly questions really helps. Mona has been very supporting and patient in answering all our questions, be it 'what is the difference between pre-approval & final approval', 'Do i need to have additional money for stamp duty before settlement', ' Is it ok to put the deposit in solicitor's trust account', 'Hi!! I have these two check boxes, which one to check "Anyone to sign" or "Any two to sign" ' and the list goes long...

In a nutshell, it has been a great experience working towards our first family home with Mona, her practical knowledge, patience and prompt feedback has been very helpful and we will recommend the Property Twins for anyone looking to secure finances for their property and definitely whenever we venture into the property market again in future we will just pick up the phone and give them a call straight away.

- Masood and Fatima
They will be saving $3,700  per year in interest through optimisation of their current loan, followed by purchasing 2-3 investment properties over the next 12 months
The journey with the Property Twins has been very rewarding and the advice offered which was from their real life experiences has made us feel very comfortable with our final decisions.

Before we met the Property Twins the biggest challenge was actually doing something constructive. We were in a state of Analysis Paralysis so nothing happened. After meeting Mona and Sana we felt like we got the support, advice and encouragement we needed to move forward.

We would gladly say to our best friend, that the worst thing you can do is nothing and we can assure you Mona and Sana will point you in the right direction and will always be there to help if in doubt.

- Darren & Dianne
Sana and Mona from Property Twins were professional, attentive and efficient. They took the time to understand my financial situation and recommend the best products to suit my needs and my financial goals.

Their amount of knowledge and expertise has saved me countless amounts of time and saved me making huge financial mistakes. I have used the Property Twins to refinance my PPOR and to start my investment portfolio. 

Working with the Property Twins was an absolute pleasure. Always available when I needed them and they were very transparent.

I would definitely recommend Sana and Mona from Property Twins to any of my family and friends, as I could not be more satisfied. 10/10 experience!

- Tina
Property Twins are incredibly efficient and helpful. We were not quite sure on how to use our equity to purchase our first investment property. They helped us to restructure our existing loan to maximise tax benefit. They helped us to got our pre-approval for our loan even though we had only one income due to my wife being on Maternity leave. They went above and beyond our expectation and provided a tailored solution to meet our needs rather than just providing an off the shelf product.

They are very easy to approach and have been very patient in answering our questions even if they are silly. They explain the strategies in such a way that is easy to understand even for a person without finance background. They are very efficient and came back to our queries almost immediately. They made this daunting process quite simple for us. They even provided tools and tips to assist us with the search of quality investment properties. They don’t hesitate to share their knowledge and we got to learn new things from every conversation we had with them.

They are professional and have strong ethics and we would highly recommend them to anyone who are stepping into the property market or planning to build a property portfolio.

- Prem & Siva
The biggest challenge for us was knowing where to start on our investment property journey, i.e. refinancing – how this all worked. What we could and couldn’t do and having someone reassure us that what we wanted to do was achievable.

Our favourite part of the process has been having someone who has invested in properties themselves a number of times and who are very knowledgeable about investment properties being there for us to talk to and ask questions of, every step of the way.

It was great to have the Property Twins beside us at every step of the way. They answered all our ‘silly’ questions and informed us of things we would never have known about, if not for them.

Without tapping into their knowledge and expertise we don’t think we would have actually ‘jumped’ and gone ahead with purchasing an investment property, Further to this they showed us we have the potential to purchase more than one property and build an investment portfolio.

- Chris & Karyn
Before we met the Property Twins, we were uncertain about the direction we wanted to go with our property journey. Mona and Sana gave us the confidence to negotiate and search for properties while knowing exactly what our limitations were. If we were ever unsure Mona and Sana were available every step of the way and communicated in a prompt and professional manner and executed any requests we had. 

The best thing about the Property Twins is even after securing the right loan to suit our situation Mona and Sana have stayed in contact and right now we are looking for ways to improve our cash flow on a separate investment property. For anyone that needs finance for an investment property or their home we could not give a higher recommendation to The Property Twins. We will be recommending them to friends and family and working with them again for our next purchase.

- Nick and Erin
Before we met Property Twins, we had two investment properties. The mortgages were organised by a broker who was competent but did not know about how to build property portfolio. He ensured we got a good deal, or interest rate, on the each mortgage without planning for future purchases.

Our aim was to have decent property portfolio to give us financial independence in the future, which would in turn give us freedom to enjoy travelling and maybe move to part-time work rather than full-time until we were 65.

After getting to 2 properties, we felt stuck, as we did not know how to expand the portfolio from there. The broker we used that time was all about getting the best deal at that point in time but there is no plan for future loans. We needed someone who could point us in the right direction so we were making sound borrowing decisions to allow us to realise our plan.

This is when we met Property Twins and from our first consultation, we knew we could trust and rely on them. The very first thing they asked us was why we wanted to build property portfolio and what was our ultimate goal. They then worked back from our goal and catered to our plans and created strategies to help get us there. During this process, they gave us advice and tips by respecting our opinions and wishes. They also continuously gave us direction so that we could stay in the right track. They were efficient, very quick to respond to any questions we had. They provided great knowledge in property investment.

The best thing about them is that there are two identical minded people helping you! Literally two makes better than one. Double whammy! And this is the biggest advantage they have and make Property Twins so unique. They gave us such complex yet well-structured strategies for us that it made possible for us to advance in our property journey.

We now have our latest addition to the family, a little daughter. In 10-20 years time, we hope that we will be able to give financial security and freedom for her thanks to what we have achieved so far. We could not have got to the point where we are now without Property Twins. They truly care for you and work hard along side you. You would not regret dropping the line to them. It was the best thing we have done. Thank you Property Twins for taking us to where we are now!

- Barry & Nanako

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Mona and Sana Ali, Buyers Agents and Mortgage Brokers
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Whether or not you choose to work with us — or even with someone else — we’re glad you found your way here. Choose someone you like and trust.

Choose someone who will help you get your finance strucutre right from the start and guide you to the right property — with your goals at the centre.

You’ve worked hard for your savings or equity — whether it’s your first home or part of your long-term investment strategy.
Choose one person you can learn from and see it through to your financial vision.

Take action — don’t let your savings or equity sit idle and lose value over time.

And know this: when done right, property can be your pathway to financial success.
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